need car insurance

[nirvana]

ok im up for renewel of my car insurance and the company im with (prestige motor vehicle) will only insure it for $15k if i want more i haved to get it assesed and even then no guarantee they will increase it.
ive tried shannons, just cars and vigil, does anyone know of another company that will insure me with my mods?

[Pulse Red]

Just Insurance (I think they are now known as Rhino Insurance) are worth a call as they offer great premiums and are good with mods.

[Kyle]

Ryno insurance is who they are nowdays pulse :)

I went with nrma, as they were definitely the cheapest for me...

Shannons were double the price :( as was ryno.

[nirvana]

thanks guys just applied for an on-line quote from ryno see what happens.

cheers,
dennis

[Pulse Red]

Ryno insurance is who they are nowdays pulse :)

I went with nrma, as they were definitely the cheapest for me...

Shannons were double the price :( as was ryno.


Ah thanks! I really should know their name considering I use them :o Strange that they were more then NRMA, I moved from NRMA to Ryno after an argument about mods and they were half the price. Others I know have had the same results. Shannons were 5 times the price for me and quite difficult to deal with. The guy from Ryno was really knowledgable.

[Kyle]

Ryno will take about 2 weeks to respond via email too btw :(

Call them, best way to get a quote. :)

[Febs]

Maybe try some brokers too. I'm with one who are underwritten by CGU, but have their own Product Disclosure Statement and T&C. All the good insurance perks (reasonably low excess, hire car, free windscreen etc...), unlimited modifications, $635/year full comp (for my Calais). Insured for market value...but so was my JustCar quote which was over double the price. NRMA - hah, around $4k. AAMI? Won't touch me with a V8 as I'm 23.

That price is a special for employees of the company I work for (they also do great travel insurance too :D) but I've heard some brokers have excellent prices.

Cheers,
- Febs.

[CarlFST60L]

AAMI allow you to have three mod's and are well priced. I asked about twin turbo's for my R8, and they said 'No problem, as long as you dont have more than three modifications'... They only wanted $1500, and i have been disqualified from driving for speeding :)

[RedVYIISS]

I'm with AAMI as well, have been for years (I've had 'Maximum No-claim Bonus for Life' for some years now).

Agreed value on the VYIISS is $34,000, they're aware it's turbocharged, and my premium is $369.00

I'm currently making a claim (though I wasn't at fault), and it's gone VERY smoothly so far, though I don't have my car back yet.

Judging by what you guys pay for insurance, there's advantages in being a grey hair'd old fart (with a good claims record) when it comes to insurance premiums.

[NickS]

Agreed value on the VYIISS is $34,000, they're aware it's turbocharged, and my premium is $369.00.

:shock: ... $369 for a turbo charged V8 !!! That's amazing Al, nice work.

I have the Coupe covered through Shannons, all mods disclosed, 412ci stroker + single turbo, agreed value $95,000, < 8,000 kms pa ... $1,800 pa. Haven't tried Ryno but they were the best by far when I was shopping around.

[Black VESSV]

Just has an interesting phone call with "Holden Insurance". They had no Holden product knowledge. "2006 commodores are VZ - you must be buying a VZ as there are no VE's listed". Ended up with a quote over $2,200.
Looks like I'll AAMI next.

[nirvana]

Ok after ringing around the best quote so far is aami they will insure it for $26,900 at $1534 with $500 excess.
thay said i can go for $1380 with $750 excess.
only waiting for a reply from ryno
now is it better to go for the $750 excess?

[Kyle]

I'm with AAMI as well, have been for years (I've had 'Maximum No-claim Bonus for Life' for some years now).

Agreed value on the VYIISS is $34,000, they're aware it's turbocharged, and my premium is $369.00

I'm currently making a claim (though I wasn't at fault), and it's gone VERY smoothly so far, though I don't have my car back yet.

Judging by what you guys pay for insurance, there's advantages in being a grey hair'd old fart (with a good claims record) when it comes to insurance premiums.


Did you use AAMI's premium offset feature to get such a cheap premium? :)

[SSUte01]

Ok after ringing around the best quote so far is aami they will insure it for $26,900 at $1534 with $500 excess.
thay said i can go for $1380 with $750 excess.
only waiting for a reply from ryno
now is it better to go for the $750 excess?

Sounds like a good option to me regarding the offset excess, only really gambling with $100 as $250 further excess but a reduction in premium by $150. Depends are you willing to risk the ~$100 should, god forbid, anything happen.

[BOMI]

I have had no luck with AAMI, they said that they didnt know how Allan would have got insured as the wouldnt touch me and my car with its "Camshaft"

I will try Ryno and see what happens there.


Troy :)

P.S. Al I think your driving record and age must have helped you out man :thumbs:

[nirvana]

I have had no luck with AAMI, they said that they didnt know how Allan would have got insured as the wouldnt touch me and my car with its "Camshaft"

I will try Ryno and see what happens there.


Troy :)

P.S. Al I think your driving record and age must have helped you out man :thumbs:

aami were more than happy to insure me but their first quote was $14,900 but i managed to talk him upto $26,900. :slap:
i talked to shaun today from ryno told him i got reffered to him from ls1.com
the guy seemed genuinely happy about that so maybe he might do a decent deal.

[RedVYIISS]

Did you use AAMI's premium offset feature to get such a cheap premium? :)

Is this where you accept a higher excess? I know that I have, can't remember what my excess is though. might be $1000, I'll check tomorrow. (btw, excess is only charged by AAMI if you are the 'at fault' driver).

[Kyle]

Really? :) Thats pretty good then, i think my policy is for 'any claim' :(

[nirvana]

Is this where you accept a higher excess? I know that I have, can't remember what my excess is though. might be $1000, I'll check tomorrow. (btw, excess is only charged by AAMI if you are the 'at fault' driver).

i think its $1200 al thats what he offered me.

[Scotty]

mmm...

I need to sort out insurance for an Avalanche...

up until last year I have always found NRMA to be the cheapest for me... until I wanted to do more modifications... I unfortunately was running short of time so just reinsured with them anyway.

seeing as though I am shopping around I might as well investigate the SS as well.

AAMI 3 mods... does this mean if you list Stereo, window tint and car bra, you are done?